1899 (dated). 2-storey, 3-bay bank, at end of terrace. Red sandstone bull-faced squared and snecked masonry; red sandstone ashlar dressings. N elevation rubble with red sandstone ashlar margins. Ashlar rybated and chamfered margins. Moulded string course between floors to S and E elevations. Deep eaves cornice to S elevation, continued round to W and E elevations, and continued on E elevation as eaves course.
S (MAIN STREET) ELEVATION: keystoned round-arched doorway at centre; double stop-chamfered reveals; tripartite door with multi-pane surround. Keystoned round-arched timber mullioned and transomed tripartite windows in outer bays at ground floor. Ashlar mullioned and transomed windows in outer bays at 1st floor; small bipartite window at centre, with straight hoodmould. String course stepped over moulded panel; inscribed "18 NB of S 99", above doorway, with 2 scroll motifs below.
E (CHURCH STREET) ELEVATION: 2 small bipartite windows at centre at ground floor, each with mannered relieving arch. Window to left at 1st floor. 2 wallhead stacks to left and right of centre, off-set at 1st floor from just below string course. Elevation continues to right at ground floor as saddleback coped wall, with ball finial surmounting the slight continuation of string course; gateway with overthrow to right; tall painted rubble wall with semicircular tile coping adjoined to right and continued up Church Street.
W ELEVATION: adjoined to lower building, No 17 Main Street (see separate listing).
N ELEVATION: window at centre and bipartite windows in outer bays at
1st floor. Window at centre, to left and to right of centre at ground floor; small piended wing adjoined to right. Multi-pane glazing to upper lights and plate glass lower lights at ground floor; 4-pane upper lights and plate glass lower lights at 1st floor. Corniced and shouldered wallhead stacks, with coped scrolled detail to shouldering;
2 to E elevation, 2 to W with S stack adjoined to stack of No 19 Main Street and N stack not detailed; stacks linked to roof pitch by mansard-like extension. Small grey-green slates to piended platform roof; leaded scrolls to angles of platform. Cast-iron rainwater goods continued through string course; corniced guttering. 2 flat-roofed dormer windows to S pitch and to N pitch.